Stewart Brown Jr – Mortgage Loan Originator – Purchase or Refinance

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1003 Uniform Residential Loan Application

  • Borrower
  • Financial
  • Loan & Property
  • Declarations
  • Demographic

Personal Information

Citizenship:

Military Service - Did you (or your deceased spouse) ever serve, or are currently serving, in the United States Armed Forces?

If YES, check all that apply:

Is there a Co-Borrower?

Current Address

Current Employment / Self-Employment and Income

If you are the Business Owner or Self-Employed Select One:

Income from Other Sources

Income Source

Assets - Bank Accounts, Retirement, and Other Accounts You Have

Account Type:

Loan Details

Subject Property

About this Property and Your Money for this Loan

Will you occupy the property as your primary residence?

Have you had an ownership interest in another property in the last three years? (If YES, please complete the next two questions)

If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?

Are you borrowing any money for this real estate transaction (e.g. money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

Have you or will you be applying for new credit (e.g. installment loan, credit card, etc.) on or before closing this loan that's not disclosed on this application?

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g. the Property Assessed Clean Energy Program)?

About Your Finances

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?

Are there any outstanding judgments against you?

Are you currently delinquent or in default on a Federal debt?

Are you a party to a lawsuit in which you potentially have any personal financial liability?

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?

Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?

Have you had property foreclosed upon in the last 7 years?

Have you declared bankruptcy within the past 7 years?

If YES, identify the type(s) of bankruptcy

Demographic Information of Borrower

Ethnicity:

Sex:

Race:

  • Borrower
  • Financial
  • Loan & Property
  • Declarations
  • Demographic

Personal Information

Citizenship:

Military Service - Did you (or your deceased spouse) ever serve, or are currently serving, in the United States Armed Forces?

If YES, check all that apply:

Is there a Co-Borrower?

Current Address

Current Employment / Self-Employment and Income

If you are the Business Owner or Self-Employed Select One:

Income from Other Sources

Income Source

Assets - Bank Accounts, Retirement, and Other Accounts You Have

Account Type:

Loan Details

Subject Property

About this Property and Your Money for this Loan

Will you occupy the property as your primary residence?

Have you had an ownership interest in another property in the last three years? (If YES, please complete the next two questions)

If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller of the property?

Are you borrowing any money for this real estate transaction (e.g. money for your closing costs or down payment) or obtaining any money from another party, such as the seller or realtor, that you have not disclosed on this loan application?

Have you or will you be applying for a mortgage loan on another property (not the property securing this loan) on or before closing this transaction that is not disclosed on this loan application?

Have you or will you be applying for new credit (e.g. installment loan, credit card, etc.) on or before closing this loan that's not disclosed on this application?

Will this property be subject to a lien that could take priority over the first mortgage lien, such as a clean energy lien paid through your property taxes (e.g. the Property Assessed Clean Energy Program)?

About Your Finances

Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?

Are there any outstanding judgments against you?

Are you currently delinquent or in default on a Federal debt?

Are you a party to a lawsuit in which you potentially have any personal financial liability?

Have you conveyed title to any property in lieu of foreclosure in the past 7 years?

Within the past 7 years, have you completed a pre-foreclosure sale or short sale, whereby the property was sold to a third party and the Lender agreed to accept less than the outstanding mortgage balance due?

Have you had property foreclosed upon in the last 7 years?

Have you declared bankruptcy within the past 7 years?

If YES, identify the type(s) of bankruptcy

Demographic Information of Borrower

Ethnicity:

Sex:

Race:

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