Stewart Brown Jr – Mortgage Loan Originator – Purchase or Refinance
| As a Mortgage Loan Originator I primarily work with residential real estate clients. However, I assist business owners and investors of all sizes in California in obtaining commercial loans. I can help facilitate for you securing financing for commercial real estate including retail space, office, multifamily, new construction, hotels/hospitality, industrial, mixed use, land, healthcare, and special purpose. |
| As a Mortgage Loan Originator I primarily work with residential real estate clients. However, I assist business owners and investors of all sizes in California in obtaining commercial loans. I can help facilitate for you securing financing for commercial real estate including retail space, office, multifamily, new construction, hotels/hospitality, industrial, mixed use, land, healthcare, and special purpose. |
| The common types of commercial loans include Permanent Loans, Blanket Loans, Commercial Construction Loans, U.S. Small Business Administration (SBA) Loans, and Bridge Loans. Permanent Loans are similar to conventional loans on residential property and usually carry a five year minimum repayment term. The SBA guarantees multiple loan programs through approved lenders. SBA Loans basically fall into two categories: (1) SBA 7(a) loans which are the SBA’s most common loan program and can be used for real estate in addition to short and long term working capital, and refinancing businesses debts. Interest rates are generally adjustable and tiered to the prime rate. (2) SBA 504 loans which are designed for businesses acquiring major fixed assets, such as an office building to help business expansion. These can be an attractive alternative to conventional commercial loans because they usually come with a lower down payment for qualified borrowers. The maximum repayment term on both types of SBA loans is 25 years. |
| The common types of commercial loans include Permanent Loans, Blanket Loans, Commercial Construction Loans, U.S. Small Business Administration (SBA) Loans, and Bridge Loans. Permanent Loans are similar to conventional loans on residential property and usually carry a five year minimum repayment term. The SBA guarantees multiple loan programs through approved lenders. SBA Loans basically fall into two categories: (1) SBA 7(a) loans which are the SBA’s most common loan program and can be used for real estate in addition to short and long term working capital, and refinancing businesses debts. Interest rates are generally adjustable and tiered to the prime rate. (2) SBA 504 loans which are designed for businesses acquiring major fixed assets, such as an office building to help business expansion. These can be an attractive alternative to conventional commercial loans because they usually come with a lower down payment for qualified borrowers. The maximum repayment term on both types of SBA loans is 25 years. |
Reach out to me for further detailed information on commercial loan programs.