100% FHA - Stewart Brown Jr - Mortgage Loan Originator - Purchase or Refinance

What is a 100% FHA Loan?

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One of the most innovative DPA (Down Payment Assistance Programs) available today.

The 100% FHA Loan Program features:

600 FICO Minimum
FHA First with a subordinate financing for the second
100% CLTV
FHA Loan Limit Max
Follows FHA Guidelines
Minimal Overlays

Highlights Include:

100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
2nd lien with an interest rate 2% greater than 1st lien
- Payment amortized over 10 years
- Monthly payments required
600 Minimum FICO
Borrower’s minimum contribution of $0.00
Purchase Only
No First Time Home Buyer Requirement
Loan amount to Conforming limits

High Balance not allowed.

What is a 100% FHA Loan?

Apply Now >

Book an appointment >

One of the most innovative DPA (Down Payment Assistance Programs) available today.

The 100% FHA Loan Program features:

600 FICO Minimum
FHA First with a subordinate financing for the second
100% CLTV
FHA Loan Limit Max
Follows FHA Guidelines
Minimal Overlays

Highlights Include:

100% CLTV FHA Loan (Combines 1st and Subordinate Lien)
2nd lien with an interest rate 2% greater than 1st lien
- Payment amortized over 10 years
- Monthly payments required
600 Minimum FICO
Borrower’s minimum contribution of $0.00
Purchase Only
No First Time Home Buyer Requirement
Loan amount to Conforming limits

High Balance not allowed.

Reach out to me for further detailed information on 100% FHA loan programs.

Book an appointment >

Guidelines for 100% FHA loans are subject to change when there are adjustments to government and lender policies, interest rate modifications, and fluctuations in the economy.

Special Situations / Non-Traditional Loan Solutions

Down Payment Assistance

203K

HUD 184

High Balance

Second

Piggy Back

40 Year Term

All in One

Bankruptcy & Foreclosure

Texas 50(a)(6)

Investor

Non-Warrantable Condo

Foreign National

ITIN

DACA

One-Time Close Construction

Construction

Hard Money

Fix N Flip

DSCR

Church

Bank Statement

Bridge / Cross Collateral

Land / Lot Loan

Farm / Ranch

Hobby Farm

Doctor / Physician Loan

Close in LLC

420 Income

Leasehold

Off Grid

Condotel

Self-Employed

Down Payment Assistance - CALHFA

No Income

No Employment

Stated Income

100% FHA

Puerto Rico

Mexico

No FICO

Asset Depletion

No Ratio

HELOAN

Super Jumbo

Mixed Use Properties

Up to 8 Units

3/2/1 Temporary Buydown

2/1 Temporary Buydown

1/0 Buydown

SBA