Stewart Brown Jr – Mortgage Loan Originator – Purchase or Refinance

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Builders

Builders

Builders

Let me help your buyers enjoy access to my national builder team, internal condo approval team to support FNMA, FHA & VA approvals, escrow holdbacks and long term lock options.

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builder

Your buyers enjoy complete protection while their home is being built regardless of market fluctuations. With a rate negotiation option allowing your buyer to keep their interest rate and exercise an option to obtain a lower one should rates drop further.

Ask about my One Close Construction Loan. Experience a better way to build your home. Financing the construction of your new home is one of the most important things to consider. Sign one set of loan documents to cover both the interim construction phase and the permanent loan once construction is complete. This eliminates the hassle of obtaining multiple loans to get into your new home. With a single loan, purchase the land for your home and complete the construction. When construction is complete, the loan converts to a permanent mortgage. The 12 month construction period allows enough time for to complete the new home.

Ask about my One Close Construction Loan. Experience a better way to build your home. Financing the construction of your new home is one of the most important things to consider. Sign one set of loan documents to cover both the interim construction phase and the permanent loan once construction is complete. This eliminates the hassle of obtaining multiple loans to get into your new home. With a single loan, purchase the land for your home and complete the construction. When construction is complete, the loan converts to a permanent mortgage. The 12 month construction period allows enough time for to complete the new home.

Top Reasons Buyers Want a Newly Built Home:

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Builder's Warranty

Unlike existing older homes, new homes offer builder warranties that generally cover any necessary repair work for at least one year, sometimes much longer.

 

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Ability to Design Their Dream Home

Unlike anything else, new construction offers buyers the options they crave including custom tailored finishes for the most discriminating of tastes.

 

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Fewer Repairs

Older homes generally require much more repairs due to wear and tear than a brand new residence, thus saving homeowners time, money and headaches in the long run.

 

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Less Maintenance

New constructed homes sport the most durable building techniques engineered precisely to minimize maintenance requirements and hassles. 

 

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Higher Energy Efficiency

Higher energy-efficiency is a hallmark of newly built homes.  Energy efficient insulation, air conditioning systems, water heaters, furnaces, and appliances all contribute to substantial energy savings and lower utility bills over time.

 

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5G Internet of Things Smart Home Features

Builders of new homes are highly in tune with technology.  Just like our phones and computer devices, new homes offer an immense number of smart features.  The homes of today will astound buyers with lighting, locks, video doorbells, thermostats, security systems, and other automated intelligence.

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Architectural Covenants

Due to certain restrictions placed on exterior colors, materials, and landscaping, a new home will often offer greater value protection. 

 

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Enhanced Fire Safety

New homes often require stricter fire safety standards than those built in the past.  

 

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Contemporary Style

Today’s modern design standards permeate through a new home including more spaces for natural light, open floor plans, pet suites, chefs’ kitchen and numerous other special features.

 

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Safer Building Materials

Today’s newly built homes are constructed of much safer materials than those in the past, excluding dangerous substances such as lead based paint and asbestos.  

 

Abundant Portfolio of Loan Programs to Address Unique Client Goals:

Certified New Construction Appraisers

Buydowns

Foreign National & Immigrant/Expatriate loans

Loan Options for credit scores as low as 520

Down payment Assistance Programs

Minimal Overlays

Investor Mortgage Options, up to 10 Properties

Condo (including non-warrantable)

Interest Only Mortgages

Loan Options for Hobby Farms & Acreage

Recent Foreclosure or Short Sales

Borrower Assets & Business Funds to Qualify

Luxury Home Loans

Escrow Holdbacks for Repairs After Closing

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